Why You Should Use An Independent Agency Like Karlen and Associates Insurance Services



When you call Karlen and Associates Insurance Services, an independent insurance agency, you can get quotations from 10 or more different insurance carriers! We’re fully informed on the benefits of each carrier, and each policy, so you’re also getting truly expert advice.

Call Karlen and Associates Insurance Services in Hagerstown MD at (301) 790-3304

(301) 790-3304

(301) 698-1686 

(301) 334-1040

(301) 831-0223

19756 Longmeadow Rd. 
Hagerstown, MD 21742
186 Thomas Johnson Dr. Ste 100
Frederick, MD 21702
12978 Garrett Hwy.
Oakland, MD 21550
602 Center St. Ste 107
Mount Airy, MD 21771