Charles Toms

I Grew up in Smithsburg, MD

I have been in insurance for 30+ years. What I most enjoy about my job is helping our policyholders protect their most valuable assets.

Some fun facts about me: I enjoy traveling with my family. I also enjoy fishing, hunting, and relaxing in the outdoors.

When I’m not in the office, you can find me at the softball field, where I am a Head Coach!

(301) 790-3304

(301) 698-1686 

(301) 334-1040

(301) 831-0223

19756 Longmeadow Rd. 
Hagerstown, MD 21742
186 Thomas Johnson Dr. Ste 100
Frederick, MD 21702
12978 Garrett Hwy.
Oakland, MD 21550
602 Center St. Ste 107
Mount Airy, MD 21771