I’ve been with the Karlen Agency for over 25 years. They’ve always gone above and beyond with their service, claims, and advice. Highly recommend them.
Landlord Insurance
Many eventualities can happen when tenants are occupying a house.
Therefore, homeowners should focus on getting an insurance policy that covers their needs rather than the one with the cheapest deal. The plan may not be a legal requirement, but it would be fulfilling to have all safety measures in place. The insurer does not require the details of your tenant, but you should notify them whenever any of them vacates the house. Some of the requirements that the insurance provider requires include:
• Status of the tenants living in a building and the duration of the agreement.
• Rebuilding cost of the house.
• The construction date of the property.
• Cost of the personal items in the house.
• Types of locks and alarms in the building.
• Cost details of any claim done in the last few years.
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Coverage options
It is important to customize the landlord insurance as much as possible to ensure you have complete coverage in the event of an accident. Some of the standard coverage options that you will get from most insurers include:
1) Personal injury protection- this insurance policy covers against injuries arising from situations such as wrongful eviction and entry, invasion of privacy, and slander.
2) Loss of Income Coverage- the insurance company provides coverage when the property is unlivable following a covered damage.
3) Property owner liability -the insurance company gives coverage for any damage or injury that happens on the investment property.
Matt
I was looking for car insurance and met with James from the Geoffrey Karlen Agency, he was well informed and extremely patient in answering my numerous questions. Everyone from the GK Agency was helpful and I highly recommend them.
Amanda B.
James helped me set up a commercial insurance policy for my business. He is very helpful and my policy is not only less expensive than my old one, but the service is much better as well. I will be re upping next year and highly recommend anyone looking for a commercial policy give him a call!
Dustin Beruta
I switched to Nationwide for my homeowner’s insurance. James was extremely through and even told me about items that I did not have on my original policy that protect me as an owner during a catastrophe. The agency’s attention to detail and customer service is AMAZING! Thanks guys!
Kristin Salgado
My Agent James Van Kirk has been amazing. I switched to Nationwide for my renters insurance. James, and this Agency, is extremely thorough. The email updates regarding policy notifications are great for me since I’m always on the run. The agency’s attention to detail and customer service is why I’ll be staying and telling all of my friends about them.
Jason Washington
Its refreshing to know that professionals like my agent James are still in our area. As someone who gets to see many operations and practices, this office always exceeds my expectations and are among my favorite local professionals to do business with.
Mike DeLoso
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(301) 790-3304
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(240) 422-8652
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(304) 754-5601
19756 Longmeadow Rd.
Hagerstown, MD 21742
186 Thomas Johnson Dr. Ste 100
Frederick, MD 21702
12978 Garrett Hwy.
Oakland, MD 21550
602 Center St. Ste 107
Mount Airy, MD 21771
3 Hillcrest Dr. Unit A203
Frederick, MD 21703
24 Nationwide Lane,
Berkeley Springs, WV 25411
2433 Hedgesville Rd.
Martinsburg, WV 25403
