I’ve been with the Karlen Agency for over 25 years. They’ve always gone above and beyond with their service, claims, and advice. Highly recommend them.
Condo Insurance
Choosing the right condo insurance to protect your investment is essential. After settling in, learning more about how your new residence can be covered will be extremely beneficial down the road because it can protect your personal property, assist in personal liability, and more.
Typically condo associations provide a narrow range of coverage. However, this form of coverage may be limited to the building’s structure and common areas, leaving a wide range of options still left unprotected. These include personal items, furniture, electronics, etc.
Before contacting an insurance agent, a quick walk-through of your condo can help to identify any items you might consider protecting. Taking photos and videos during this walk-through will also expedite policy procedures in the event that an incident takes place.
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Because condominiums are connected, there is a chance that an incident occurring in a neighboring residence can also affect you. For example, a fire occurring in a neighboring residence has the potential of severely damaging your condo – forcing you to stay at a hotel for an extended amount of time. If you are covered, your insurance policy can reimburse any of these costs.
Not only does being insured cover your residence and personal items, but it can also protect you from a personal injury sue. Residents who enjoy entertaining guests may want to consider a higher amount of liability and guest medical coverage. If a friend or guest is injured while visiting your home, there is a chance you may be sued for damages. Having liability insurance will take care of attorney fees and cover the injured parties’ expenses as well.
Understanding the various types of condo insurance available and the level of coverage needed will provide you with peace of mind in the case that a disaster occurs. Speak with an advisor and get protected today.
Matt
I was looking for car insurance and met with James from the Geoffrey Karlen Agency, he was well informed and extremely patient in answering my numerous questions. Everyone from the GK Agency was helpful and I highly recommend them.
Amanda B.
James helped me set up a commercial insurance policy for my business. He is very helpful and my policy is not only less expensive than my old one, but the service is much better as well. I will be re upping next year and highly recommend anyone looking for a commercial policy give him a call!
Dustin Beruta
I switched to Nationwide for my homeowner’s insurance. James was extremely through and even told me about items that I did not have on my original policy that protect me as an owner during a catastrophe. The agency’s attention to detail and customer service is AMAZING! Thanks guys!
Kristin Salgado
My Agent James Van Kirk has been amazing. I switched to Nationwide for my renters insurance. James, and this Agency, is extremely thorough. The email updates regarding policy notifications are great for me since I’m always on the run. The agency’s attention to detail and customer service is why I’ll be staying and telling all of my friends about them.
Jason Washington
Its refreshing to know that professionals like my agent James are still in our area. As someone who gets to see many operations and practices, this office always exceeds my expectations and are among my favorite local professionals to do business with.
Mike DeLoso
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