We are committed to offering you the OBJECTIVITY of
experts and the WARMTH of caring professionals. Our Mission
is to ensure you enjoy the kind of peace of mindthat changes

More Girl Power With Just One Name!

Providing a Home And A Second Chance

Let’s Impact The Lives of Our Local Kids and Young Teens

Karlen & Associates Insurance Services Joins Agents Of Change Movement

(301) 790-3304

(301) 698-1686 

(301) 334-1040

(301) 831-0223

19756 Longmeadow Rd. 
Hagerstown, MD 21742
186 Thomas Johnson Dr. Ste 100
Frederick, MD 21702
12978 Garrett Hwy.
Oakland, MD 21550
602 Center St. Ste 107
Mount Airy, MD 21771